It depends to your level. E.g. if you are lvl 80ish at the 4k trophy range and want to raid someone whos lvl 70 at the 3k range, you won’t get as much loot as someone else who is also at lvl 70 and wants to raid the same person.
There is a fine line to find when the game thinks that your purposely trophy dumping and tries to punish you with lower loots and you have to experiment on the trophy ranks to see where you are best suited. I’m at lvl 81, ranging from 3900 to 4200, and try to maintain an average of 200k per raid without counting the gold boosts. If i get to the 3800 or lower, i see a significant decrease on the loot available. When i go above 4200 it’s harder for me to 100% without scrolls, so the extra gold does not worth it.